This book showed me an alternate perspective I had never even considered. As an immigrant who grew up in a house where being poor and losing it all was a constant fear, I am 100% focused on saving for retirement. Probably save way too much. And that always seemed like the right thing to do.

This book challenges that and reminds us that any money we saved and never used is essentially wasted. We should be having life experiences now, not just saving for a retirement we reach when we are too old to really do anything.

Yes, that money becomes an inheritance for our kids and they can enjoy it. But the book points out that kids need us now. They want us at our best, our kindest, and present now. If we raise our kids right, they will not need money to enjoy life.

Do the things that are hard to do when you’re older in your younger years. Save operas and museums for old age. Festivals and hiking in the younger years.

And the biggest thing you can do is invest in your health, since everything depends on it.

And then invest in memories.